PROSPECTS OF M

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PROSPECTS OF M A

• Anil Kumar

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• LEAD GENERATION COMANY

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The Company

• Company has experience tremendous growth over
  the years and highly profitably company.
• Company has a 200 seater call centre
• Location Arizona

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Business Summary

• Professional Managed and high quality company
  that generated between 20,000 and 25,000 mortgage
  applications for sale to banks and Mortgage
  companies on monthly basis.
• Every lead is phone verified for Quality control
  purposes.
• Many states have a waiting list for new
  customers, as existing clients kep coming back
  over and over.
• This company iw well poised for huge
  international growth and would be a great
  acquisition for a large Call centre outside US to
  grow at an incredible speed of Sales revenues
  multiplying with huge profits.
• This company has developed their methods of doing
  business based on the industry needs.
• Has a system of guaranteed and accurate leads.
• Company has built a strong and unique foundation
  in the market by not relying on outside sources
  to generate their leads and thus secured their
  place in the market for future growth.
• The mortgage companies dream about working with
  this company for their own success.

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Financials

• Asking  11.9 Million USD
• Gross   7.13 Million USD
• Net Profit   1.61 Million USD

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Industry

• Many states have a waiting list for new
  customers, as existing clients kep coming back
  over and over.
• The mortgage companies dream about working with
  this company for their own success.
• Mortgage brokerage business alongwith due debt
  consolidation and it is not hard to understand
  the reasons.

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FUTRURE OF THIS COMPANY

• This company is continuing to grow by
  implementing 2 new ideas
• 1. Testing new products outside the Mortgage
  industry New avenues to expand revenues
• 2. Implementing a new direct mailing list
  includes over 20 MILLION prospectus_

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Company Guarantee

• That we do not purchase the loan applications
  from any outside organization
• That the name and at least one phone number on
  EVERY mortgage lead is valid
• That you will have a fair shot at contacting each
  applicant. And if you cannot make contact you
  will get a replacement immediately
• That each mortgage lead will be phone verified by
  our in-house Verification centre BEFORE it is
  sent to you

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COMPANY CLIENTS

• The Company client list is Whos Who of major
  bankers
• 70 Repeat Customers
• Tremendous loyalty addition to this company
• Some clients have actually replace their
  marketing department with the services provided
  by the company

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Historical Financial Summary
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Outsourcing Opportunity for Call Centre

• Out bound opportunity
• Has definite international market for Leads
  generated would be bought at very high price
• From a current level of 200 call centre in
  Arizona after quazi acquisition a ramp up plan
  which will take to 300 call agent from existing
  level in India which will accelerate growth
  coupled with high profit margins
• ROBUST CALL CENTRE AMBIENCE.

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Challenges

• High quality call agents to match US standards
• Merger Tolerance
• Aligning with US company

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• Owners are
• Willing for a quasi acquisition
• Willing to stay on
• -- Willing to manage and grow the business

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Debt Consolidation Service
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The Company

• Highly Profitable Business in Growing Market
  
• Location New York
• Company Name LCS
• Year Established 2001

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Business Summary

• A very profitable and exciting financial services
  company in a growing market.
• Company offers debt consolidation services to
  consumers who need help in managing their credit
  card and other consumer debt.
• The company renegotiates a clients (consumers)
  debt with creditors, often arranging a reduction
  of 30-50 of the obligation, including the
  service fee.
• It then arranges a payment schedule for the
  client. This payment schedule includes funds for
  paying off the debts and a service fee.
• Very lucrative and very profitable with a
  National Client Base

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Financials

• Asking  NEGOTIABLE
• Gross  890,000
• Cash Flow  350,000
• FFE  20,000 (included in the asking price)

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Industry

• Debt consolidation industry is booming and it is
  not hard to understand the reasons.
• Levels of consumer debt across the country have
  never been higher and people of more extended on
  credit than ever.
• Personal savings rates have never been lower.

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Opportunity

• Clients contact the company when they have severe
  financial problems
• With debt mounting and becoming harder to payoff,
  demand for this companys services will only grow
  exponentially and potential for expansion is
  tremendous
• With changes in the economy and housing markets,
  predictions are that debt will continue to
  increase thus, creating longitivity for services
  like this
• In US filling charter 7 for individuals is
  becoming increasingly difficult since bankruptcy
  laws have been changed recently

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Operational Overview

• Most of the business is conducted and closed via
  telephone and internet, hence it is a huge
  inbound opportunity to start with

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Historical Financial Summary
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Outsourcing Opportunity for call centre

• Both in
• In Bound
• Out Bound
• Close to 90 of the revenues could be outsourced
  in phases

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Challenges

• High quality call agents
• Processes at par with US standards

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• Owners are
• Willing for a quasi acquisition
• Willing to stay on
• -- Willing to manage and grow the business

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Healthcare Collections Specialists
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The Company

• Location New York
• Company Name X
• Established 1999

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Business Summary

• X is one of the New York City areas premier
  healthcare collections companies that is growing
  at 30 per year since its inception.
• Company counts for most of the major hospitals in
  New York City, Westchester, and Long Islands.
• They provide valuable services in the areas of
  third party insurer resolution and collection,
  patient Medicaid payment application, and
  insurance appeals resolution

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Strengths

• Strong relationships
• Strong financial performance
• Opportunity exists for Healthcare Outsourcing
  sector for investor

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Industry Overview

• Collections in the health care industry are very
  complex because typically they involve numerous
  payers with multiple contracts.
• They further complicate the matters, employers
  often change healthcare plans and shift more
  responsibility to the patient.
• Size of the US healthcare collections industry is
  quite significant

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Industry Overview (Contd)

• According to ACA - Association of Credit and
  Collections Professionals, healthcare is the
  biggest niche for collections market.
• Industry pegs bad debt at between 2.5 to 6 of
  the gross revenues of hospitals, laboratories,
  and medical groups.
• For hospitals along the largest category in
  health care, responsible for about half of all
  average gross collections by ACA healthcare
  members
• Total bad debt in 2000 was between 18.4 billion
  to 44.2 billion

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Financials

• Asking  3,400,000
• Gross  6,340,000
• Cash Flow  1,700,000
• FFE  20,000 (included in the asking price)

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Products and Services

• X focuses in three specific areas of collections.
  All dealing with problem resolution after the
  patient has received treatment

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First Area

• Third Party Insurer Payment Resolution 45 of
  Revenues
• In these cases, the hospital has performed
  services for an insured patient (typically
  participating in an HMO). The procedures have
  been approved by the HMO, but the payment is
  delinquent. X seeks to collect payment for the
  hospital from the insurer.

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Second Area

• Patient Medicaid Payment 45 of Revenues
• Hospitals often perform procedures on uninsured
  patients (e.g. in an emergency). Many of these
  patients qualify for Medicaid. X assists these
  patients for Medicaid thus, securing a
  reimbursement for the hospital treatment

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Third Area

• Insurance Claims Appeals 10 of Revenues
• On cases where there is a dispute as to whether a
  claim should be reimbursed by the insurer, X
  handles the dispute on behalf of the hospital in
  an effort to Collect

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• X has chosen to focus on the above three specific
  areas of receivables management, there is ample
  opportunity to leverage these relationships to
  provide other services as well

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Opportunities

• Significant opportunities for expansion exist.
  The company currently concentrates on hospitals
  and nursing homes in New York Metropolitan area.
  With its proven track record of success, the
  company can certainly expand in the following
  ways
• Geographic Expansion
• Customer base expansion
• Additional Billing and Collection services
• Increased marketing and advertising

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Historical Financial Summary
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Outsourcing Opportunity for Call Centre

• Telemarketing for existing and future business
• Back office Insurance Claims Processing

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Challenges

• High quality call agents
• Processes at par with US standards

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• Owners are
• Willing for a quasi acquisition
• Willing to stay on and help manage and grow the
  business

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Profitable Mortgage Brokerage Firm
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The Company

• Location Pittsburgh, Pennsylvania
• Company Name X

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Business Summary

• The company is a registered Mortgage broker in
  Pennsylvania.
• Loans are arranged through third party providers.
• The firm usually concentrates on residential and
  1-4 units.
• The company specializes in processing mortgages
  for those with any type of credit or employment
  history.
• Appointments are taken 7 days a week 365 days a
  year.
• The firm has low rates, low points, and no
  application fee.
• The company is able to find the best rate with
  lowest closing costs dependent on the borrowers
  needs.
• The company orders the appraisal, client credit
  reports, and other supporting documentation, and
  prepares the package to be sold to the bank.
• There are many local and regional opportunities
  for growing the business.

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Success Story

• The Company has performed exceptionally well
  recently, booked well over 1300 loans, totaling
  USD 134 millions

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Financials

• Asking Price 1,250,000 ( 1.2 million)
• Revenues 1,700,000 (1.7 million)
• Cash Flow 500,000 (0.5 million)

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Historical Financial Summary
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Outsourcing Opportunities for Call Centre

• Telemarketing for Lead Generation
• Debt Consolidation
• Loan Origination
• Back Office work Transactions, Record
  Maintenance, Archiving

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• Owners are
• Willing for a quasi acquisition
• Willing to stay on and help manage and grow the
  business

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.REAL ESTATE, ESCROW CO
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• LOCATION ORANGE COUNTY
• CALIFORNIA
• Company name X.

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Business Summary

• Three profitable comapanies rolled into one
  holding Company
• 1.Well known brand name Real Estate Franchise
• 2.Fully Licensed and staffed 3rd party
• 3.Fully Licensed and staffed Mortgage Company

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Names of subsidiaries

• Homes and Estates
• Team Mortgage
• Escrow

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TEAM MORTGAGE

• Mission
• To be committed to delivering superior service
  and quality mortgage solutions

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Unique Opportunity

• For a strategic buyer to acquire a partial
  ownership in a fully licensed and growing
  opreation
• Equity of 15 at 1.5 million of a very large
  entity

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Growth projections

• Sales gross margin net
  profit
• 2006 52.4M 42.04
• 2007 61.0M
  13.1
• 2008 70.4M
  15.5
• 2009 81.1M
  18.3
• 2010 93.2M
  21.1

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TARGET MARKET SEGMENT

• The companys target customers are individuals
  and families seeking to purchase a home,
  refinance and existing mortgage loan and or gain
  a second mortgage or a home equity line of
  credit.
• Males, 30 to 35 years old, with an annual income
  of 60,000 and up
• Largest number of customer are married coupled
  Presumably

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MARKET SEGMENT

• Important market segment as the potential real
  estate agents
• Company will also diligently focus on the home
  seller
• The seller will be calling on Crown for its
  excellent marketing strategies and techniques and
  its ability to deliver personal consulting,
  professionalism and followup system

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NATIONAL TRENDS

• Over the next decade, the US population is
  expected to grow by 25 million people while
  adding 13-15million new households.
• Flexible mortgage products like 100stated
  income, stated asests for the first time home
  buyers.

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Sales Forecast

• Year Sales
• 2006 49,141,084
• 2007 56,512,024
• 2008 64,989,084
• 2009 74,737,446
• 2010 85,948,046

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Success Story

• Three large highly succesful partners are coming
  togther in forming Crown lnc
• Proven track record in Mortgage business
• High profitability in the first 8month operation

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Outsourcing Opportunities for Call Centre

• Telemarketing for Lead Generation
• Debt Consolidation
• Loan Origination
• Back Office work Transactions, Record
  Maintenance, Archiving

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STRATEGIC ACQUISITOIN

• Currently promoters are interested in working out
  long term outsourcing and relationship management
  for acquiring partner
• Willing to look at supporting a vendor at a
  geographical location

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The Company

• Location Florida
• Company Name Tele Biz
• Established 2003
• Employees 26

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Business Summary

• Revenues reaching for 3 million
• Timeshare segment telemarketing company assisting
  owners to market their property for sale.
• Enjoys tremendous gross profit margins.
• Employees call out and field calls into solicit
  listing in their publications, owners supervise
  and direct advertising.
• Easy business to run, relocate to anywhere with
  telephones.
• Methods, manuals, phone scripts, etc., are
  proprietary and included as part of the sale

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Financials

• Asking 1.4 million
• Gross 2.75 million
• Cash Flow 750,000
• FFE 15,000 (included in the asking price)

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Outsourcing Opportunities for Call Centre

• Company has long-term contracts with its clients
• Huge outsourcing possibility on outbound

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CPA Practice
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The Company

• Location West Virginia

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Financials

• Asking Price 1,150,000
• Revenues 1,111,032

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Break-up Segment-wise
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Outsourcing Opportunities for BPO

• Bookkeeping / Write up
• Compilation
• Income Tax

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Call Centre/BPO Revenue Stream

• Approximate Outsourcing Opportunity thr Quassi
  Merger
• Debt consolidating business - 0.7M US - INR
  3 Crores
• Healthcare Collections Specialists - 1.5M US
  INR 6.5 Crores
• Mortgage Brokerage - 1 M US - INR 4.5
  Crores
• Telemarketing - 1 M US - INR 4.5
• E- ACCOUNTING - 400K - INR 1.8 Crs

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TOTAL REVENUES

• PROPOSED REVENUS FOR Call Centre - INR 20. 3
  Crores
• And a bigger deal with Crown on a equity
  participating

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MORE OPPORTUNITIES COMING

• MORTGAGE BUSINESS
• TELEMARKETING
• HEALTHCARE
• FINANCIAL SERVICES
• E- ACCOUNTING

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Thank You