Steps to Choosing an Advisor

1
Steps to Choosing an Advisor

• Registered and Licensed
• Make sure the advisor is registered with FINRA
  and licensed with State regulators or SEC
• Make sure there have been no past disciplinary
  actions
• Fiduciary Responsibility
• Make sure your advisor accepts fiduciary
  responsibility on your behalf.
• Credentials
• Advanced Credentials and diverse investment
  experience is a must.
• Matching Investment Philosophy
• Be familiar and comfortable with your advisors
  investment philosophy
• Compensation Arrangements
• How will the advisor be compensated

2
Vedanta Investments

• Registered and Licensed
• Vedanta Investments is a California Registered
  Investment Advisor (CRD 145061).
• No past disciplinary actions against our firm.
• Our firm follows ethics above and beyond that
  required by the state regulator.
• Our firm has decided to follow the ethics of the
  CFA institute as found here
• http//www.cfainstitute.org/centre/ethics/code/pdf
  /english_code.pdf

3
Vedanta Investments

• Fiduciary Responsibility
• Stock Broker Representative do not accept
  Fiduciary Responsibility. Watch out for this
  disclosure
• Accounts are brokerage accounts and not
  advisory accounts. Our interests may not always
  be the same as yours.
• Vedanta Investments acts as a Financial Advisor
  and accepts Fiduciary Responsibility to always
  work in the best interest of the clients in in
  all aspects of the financial relationship

4
Vedanta Investments

• Credentials
• Vedanta Investments hires only licensed
  Investment Advisor Representatives. In addition
  the Advisors hold advanced charters (like CFA or
  CFP) or degrees (M.S or M.B.A)
• Advisors with Vedanta Investments have been
  successfully investing in the markets for more
  than 12 yrs and have navigated through many
  extreme market events
• 1998 Russia/Asia crisis
• LTCM hedge fund crisis
• Dot-Com Boom and Bust
• Enron/ WorldCom era
• Housing bubble bust

5
Vedanta Investments

• Matching Investment Philosophy
• Long term
• 3 5 yrs average holding period
• Value
• Fundamental
• Study business fundamentals instead of market
  characteristics
• No margin
• Prudent use of options
• Investor Education
• Quarterly reports to clients discussing the
  holdings and general investment climate

6
Vedanta Investments

• Compensation Arrangements
• Vedanta Investments compensation is disclosed to
  all clients on ADV PART II
• Vedanta Investments is compensated as
• Fixed Fee for writing Financial Plans
• Percent of assets for managing assets