ECommerce I

1
E-Commerce I

• Competency EC05.00 Analyze Legislation Affecting
  E-Businesses.
• Objective EC05.02b Analyze Legislation Concerning
  Internet Security Issues

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Secure websites

• Definition
• Security confirmation

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What is a secure website?

• A secure website is one that uses data
  encryption to protect all information.

4
How can you tell a site is secure?

• There are three ways to confirm that a website
  is secure
• Click the VeriSign icon to verify that the
  certificate is valid.
• A secure page should include a small padlock
  symbol displayed on the bottom line of your
  browser.
• On a secure page, in the browser address box, the
  URL will begin with an https prefix rather than
  the standard http prefix. The s means that the
  page is secure.

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Identity theft

• Definition
• Types of identity theft
• Examples of identity theft
• Protect against identity theft

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Definition

• Any instance where a person uses someone else's
  identification documents or other identifiers in
  order to impersonate that person.
• It intrudes into many areas of peoples daily
  lives.

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Types of identity theft

• Financial fraud - includes bank fraud, credit
  card fraud, computer and telecommunications
  fraud, social program fraud, tax refund fraud,
  mail fraud, and several more.

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Types of identity theft

• Criminal activities - involves taking on someone
  else's identity in order to commit a crime, enter
  a country, obtain special permits, hide one's own
  identity, or commit acts of terrorism.

9
Types of identity theft

• Credit card fraud is identity theft in its most
  simple and common form. It can be accomplished
  either by a thief who steals your account number
  or when your pre-approved credit card offers fall
  into the wrong hands.

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Examples of identity theft

• Common modes of identity theft
• Dumpster diving - Dug out of trash cans and
  dumpsters
• Memorized or copied by sales clerks and waiters
• Removed from mailboxes in the form of tax
  notices, financial account statements, and other
  bills
• Removed from your employer's files, either
  secretly or with the help of an inside accomplice
  
• Removed from hospital records, usually with the
  help of an inside accomplice
• Removed from your financial lender's files

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More Examples of identity theft

• Common modes of identity theft
• Removed from your landlord's files
• Purchased (or found free) in online (or offline)
  databases
• Collected from "cloned" Web sites - someone may
  recreate a legitimate merchant Web site in order
  to capture your personal information and credit
  card information when you place an order.
• Stolen from a merchant database through computer
  hacking (not as simple as other forms of theft)
• Snatched using software that mirrors keystrokes
  to capture credit card account information

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Ways to protect yourself

• DON'T give out your Social Security number unless
  its critical.
• DESTROY any unwanted credit card offers.
• ONLY include your name and address on checks.
• SHRED (cross-cut) any sensitive documents before
  discarding.
• DON'T carry your Social Security card, passport,
  or birth certificate in your wallet or purse.
• REVIEW your credit report annually to verify its
  accuracy.

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More Ways to protect yourself

• NEVER give out personal information on the phone
  to someone you don't know and who initiated the
  call.
• REVIEW your credit card statement each month to
  make sure there are no unauthorized charges.
• DON'T mail bills or documents that contain
  personal data (like tax forms or checks) from
  your personal mail box.
• If you're ever denied credit, FIND OUT WHY.
• REACT QUICKLY if a creditor calls about charges
  you didn't make.
• GUARD deposit slips as closely as you do checks.

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What is Netiquette?

• "Netiquette" is network etiquette, the do's and
  don'ts of online communication.
• Netiquette includes both common courtesy online
  and the informal "rules of the road" of
  cyberspace.
• In other words, Netiquette is a set of rules for
  behaving properly online.

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Core Rules of Netiquette

• Rule 1 Remember the Human
• Rule 2 Adhere to the same standards of behavior
  online that you follow in real life
• Rule 3 Know where you are in cyberspace
• Rule 4 Respect other people's time and bandwidth
  
• Rule 5 Make yourself look good online
• Rule 6 Share expert knowledge
• Rule 7 Help keep flame wars under control
• Rule 8 Respect other people's privacy
• Rule 9 Don't abuse your power
• Rule 10 Be forgiving of other people's mistakes
• http//www.albion.com/netiquette/corerules.html

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Sources

• Electronic Commerce. 1999. http//www.wapa.gov/C
  orpSrvs/procurmt/ecomm.htm (2 Jan 2006).
• Stein, Lincoln D. WWW Security FAQ Whats New.
  2000. http//www.w3.org/Security/Faq/www-security-
  faq.html (2 Jan 2006)
• Strom, David. The Challenge of Electronic
  Commerce Selling Lemonade has Never Been This
  Tough. 2000. http//www.strom.com/pubwork/ecommer
  ce.html (2 Jan. 2006).
• Bureau of Industry and Security. US Department
  of Commerce http//www.bis.doc.gov/ComplianceAndEn
  forcement/E-Commerce.htm (2 Jan 2006)
• Electronic Commerce NC WiseOwl http//www.mywiseow
  l.com/articles/Electronic_commerce (2 Jan 2006)
• Kennedy, Dennis, An Internet Tool Kit for
  E-Commerce Law Jan 15, 2001 The John Marshall Law
  School (2 Jan 2006)