Index Annuities

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Index Annuities The Second Decade Advantage
Compendium, Ltd. www.indexannuity.org
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Source Advantage Compendium
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Sources LIMRA, NAVA, Advantage Compendium
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February 06 Consumer Survey Results Majority of
consumers felt at least 40 of money saved for
retirement should be kept absolutely safe. Only
6 were very familiar with index
annuity Tax-Deferral Protection of Principal
from market loss were ranked most important by
consumers 77 said safety is more important than
high returns From a survey commissioned by
Advisors Certification Services, Inc. to be
released in March. Cited with permission.
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Source Advantage Compendium
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Index Annuity Sales By Distribution 1997-2004
Source Advantage Compendium
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Index Annuity Sales By Distribution - 2005
Source Advantage Compendium
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New Index Annuity Carriers 2005 Aviva CUNA
Mutual Fort Dearborn Life Great American
Life Nationwide Principal Protective Standard
Life Accident West Coast Life Western Reserve
Life
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Customer Perspective on FIAs

• Current interest crediting guarantee
• Current interest floor guarantee
• Minimum interest crediting guarantee in later
  years
• Long-term interest floor guarantee
• Limited selection of interest crediting basis
• Limited reallocation flexibility
• No control of assets
• Purchased like other fixed annuities