WELCOME ESRTW

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WELCOMEESRTW
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Rate Group 237 238

• Number of Employers 72
• Total Number of Injuries 416
• Averages just under 6 accidents per company
• Total Potential Rebate 4,204,293
• Total Rebates Awarded 1,564,155
• Total Surcharges Levied 530,743
• Overall Lost Rebates and Surcharges 3,170,870

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Rate 237 238

• Duration
• The rate group average lost time claim has a
  duration of 25 over the average Ontario employer
• Frequency
• The rate group frequency is double the average

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RATE 237 238

• EXPECTED COSTS - NEER COSTS x RATING FACTOR
• 50K 112.5K 60
• 12.5K X 60 37,500 surcharge
• So how do you get an extra 37.5k
• _at_ a profit margin of 1.5 - new sales of 2.5
  million
• 5
  750K
• 10
  375K

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When to report

• Professional health care services were provided
• If the worker is on modified duties for more than
  7 days

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Day of Accident

• When a work-related injury or illness occurs, the
  worker, employer and treating practitioner are
  obligated under the Workplace Safety and
  Insurance Act to report them to the WSIB

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Do not claim if

• Only first aid treatment was required. This
  could include cleaning minor cuts and scrapes and
  treatment of minor burns and applying bandages
• Did not take any time off work and
• No loss of earnings and
• Job duties were not modified as a result of the
  injury...

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Day of Injury

• Employee
• Needs to report the accident to the supervisor or
  designate
• Get treatment and necessary health care
• Sign the accident form (form 7)
• Co operate with the Employer to get back to work

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Day of InjuryEmployer needs to..

• Provide immediate first aid
• Record any first aid treatment or advice given to
  the worker
• If needed, provide transportation to the doctor
  or hospital
• Pay workers full wages for the day of injury
• Set your plan in motion.

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The Plan

• Have modified work available
• A company designate and the supervisor have roles
• Pre-made kits can be invaluable
• worker is provided with a suitable work offer
• Functional ability form
• letter to doctor
• company policy
• contact information dates/times
• your plan should try to reduce the impact of the
  injury to the worker and to the company

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And there is more

• Keep in close contact
• Record meetings, e-mails, and phone calls
• Document the return to work - all of it
• Modified work has an end datemonitor progress
  with use of the Functional Abilities Form.
• Ensure you know if the claim has been accepted
• What has been accepted and for what
• Ensure claim reported under correct rate group
• Consider incentives for the department

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Early Safe Return to WorkSelf Reliance (s.40)

• EMPLOYER
• Maintain contact with worker
• Attempt to provide suitable work
• Provide WSIB with information as needed

• WORKER
• Maintain contact with employer
• Consent to release of functional abilities
  information (FA form)
• Assist employer in identifying work
• Provide WSIB with information as needed

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Goal to return to appropriate work that is

• Suitable
• Available
• Within the workers functional abilities
• Restores the workers earnings as close as
  possible

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Duration of Re-employment Rights exists the
earliest of..

• one year after worker is fit for essential duties
  of pre-accident work
• 2nd anniversary of date of accident
• Worker reaches age 65

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Re-employment Obligations (s. 41)

• Threshold criteria
• Employer has 20 or more workers
• Worker employed for one year continuously or has
  an established worker employer relationship
• Has a claim - even no lost time

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MATERIAL CHANGE

• Workers and employers are required to report to
  the Board a material change within 10 calendar
  days
• a) changes in medical condition
• b) changes in job status
• c) other changes or issues

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Services

• Your Company has a team to work with you and your
  employee
• Claims Adjudicator - dedicated to your company
• Nurses
• Mediators
• Ergonomists
• Investigators
• Doctors and Specialist
• Account manager

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Thank You