Borrower Benefits Are Achieved

1
Class of 2006 Grad Consolidated Last Year
Borrower Benefits Are Achieved
Direct Loans Benefits Achieved (1.5 fee rebate
after 12, 0.25 Auto)
Graduate Leverage Benefits Achieved (4.7 loans
reduced to 2.875, 1 after 36)
Savings Versus Direct Loans 13,097
30 yr term is allowed for students with over
60K in total educational debt (including private
student loans)
2
Class of 2006 Grad Consolidated Last Year
Borrower Benefits Not Achieved
Direct Loans No Benefits Achieved
Graduate Leverage No Benefits Achieved (4.7
loans reduced down to 2.875)
Savings Versus Direct Loans 6,948
3
Class of 2006 Grad No Previous Consolidation