SAHARA MUTUAL FUND

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SAHARA MUTUAL FUND
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Our Mission

• To help every class of investors to find a
  suitable avenue for profitable and prudent
  investment of his / her money, consistent with
  his / her needs and objectives.

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OUR MANAGEMENT

• (Board of Trustees)
• Justice S. Mohan - Former Judge Supreme
  Court of India
• Mr. Amitabha Ghosh - Former Dy Governor,
  Reserve Bank of India
• Mr. S. R. Hegde - Advocate Supreme
  Court of India,
• Former Legal
  Advisor Reserve Bank India
• Mr. P. Visveswara Rao - Former Secretary ( Govt.
  of A.P.)

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OUR MANAGEMENT

• (Board of Directors)
• Shri Subrata Roy Sahara
• Shri O. P. Srivastava
• Shri Suresh Chukkapalli
• Shri C. Kamdar
• Shri R. M. Joshi

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Our Products
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OUR ACHIEVEMENTS

• Sahara Infrastructure Fund
• 5 star (?????) rated by ValueResearch.
• Sahara Mid-Cap Fund
• 4 star (????) rated by ValueResearch.
• Sahara Tax-Gain Fund
• 4 star (????) rated by ValueResearch.
• Sahara Income Fund
• 5 star (?????) rated by ValueResearch.
• Sahara Liquid Fund
• AAAf rated by CRISIL.
• 5 star (?????) rated by ValueResearch.
• ICRA Mutual Fund Award in year 2005 with
  ICRA-MFR 1 rating.
• Source www.valueresearchonline.com As on
  31.07.09.
•  

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Sahara Tax Gain Fund
Value Research Rating????
Performance of the Fund as on 31.07.09
Returns Annualised.
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Sahara Tax Gain Fund
Value Research Rating????
Dividend History
Bonus History
Post Bonus (Bonus Declared Growth Plan 7 1
Dividend Plan 3 1)
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Sahara Tax Gain Fund
INDUSTRY WISE ASSET ALLOCATION AS ON 31.07.2009
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Sahara Tax Gain Fund
Scheme Details

• Objective The objective of the scheme is to
  provide opportunity for immediate tax
  relief and long term growth through
  Capital Appreciation.
• Date of Inception April 1, 1997.
• Nature An Open Ended Equity Linked Savings
  Scheme (ELSS).
• Options Growth Dividend Payout, Dividend
  reinvestment.
• Investor Profile Investors seeking high
  returns at relatively medium risk cross
  long term horizon by investing in equity
  equity linked schemes.
• Entry Load 2.25
• Exit Load Nil
• Minimum Application Amt. Rs. 500/-
• Systematic Investment Plan (SIP)
• Entry Load 2.25
• Exit load 1 If redeemed on or before one
  year from the date of
  allotment for each SIP installment.
• Monthly SIP Minimum 6 post dated cheques
  for a minimum of Rs.500/- each
• Quarterly SIP Minimum 4 post dated cheques
  for a minimum of Rs.500/-
  each
• Auto Debit facility under SIP is available.
• Benchmark BSE 200

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Sahara Growth Fund
Performance of the Fund as on 31.07.09
Dividend History
Returns Annualised.
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Sahara Growth Fund
INDUSTRY WISE ASSET ALLOCATION AS ON 31.07.2009
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Sahara Growth Fund
Scheme Details

• Objective The investment objective of the
  scheme is to achieve capital appreciation
  by investing in equity and equity related
  investments.
• Date of Inception August 30, 2002.
• Nature An Open Ended Scheme.
• Options Growth, Dividend payout option and
  Dividend reinvestment option
• Investor Profile Ideal for investors seeking
  high returns at market risk across medium
  to long term horizon.
• Entry Load 2.25 for lt Rs. 1 Crore Above
  Rs. 1 Crore Nil
• Exit Load lt Rs. 1 Crore Nil gt Rs. 1 Crore 1
  if redeemed on or before 3 Months
• Minimum Application Amt Rs. 3000/-
• Systematic Investment Plan (SIP)
• Entry Load 2.25
• Exit load 1 if redeemed on or before one
  year from the date of allotment for each SIP
  installment.
• Monthly SIP 1st cheque of Rs.1000/- along
  with minimum of 5 post dated cheques of minimum
  of Rs.1000/- each.
• Quarterly SIP 1st cheque of Rs.2000/- along
  with minimum of 3 post dated cheques of
  minimum of Rs 2000/- each.
• Auto Debit facility under SIP is available.
• Benchmark SP CNX Nifty

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Sahara MID CAP Fund
Value Research Rating????
Performance of the Fund as on 31.07.09
Returns Annualised.
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Sahara Mid Cap Fund
INDUSTRY WISE ASSET ALLOCATION AS ON 31.07.2009
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Sahara MID CAP Fund
Value Research Rating????
Scheme Details

• Objective The investment objective of the
  scheme is to achieve Long term capital
  growth at medium level of risks by investing
  primarily in Mid Cap stocks.
• Date of Inception December 31, 2004.
• Nature An open ended growth fund.
• Options Growth Plan, Dividend Plan, Growth
  Auto Payout Plan Bonus Plan
• Investor Profile Investors seeking high
  returns at relatively medium risk across
  long term horizon through growth of medium sized
  companies.
• Entry Load 2.25 for lt Rs. 1 Crore Above
  Rs. 1 Crore Nil
• Exit Load lt Rs. 1 Crore Nil gt Rs. 1 Crore 1
  if redeemed on or before 3 Months
• Minimum Application Rs. 1000/-
• Systematic Investment Plan (SIP)
• Entry Load 2.25
• Exit load 1 If redeemed on or before one
  year from the date of allotment for each
  SIP installment.
• Monthly SIP 1st cheque of Rs.1000/- along
  with minimum of 5 post dated cheques of
  minimum of Rs.1000/- each.
• Quarterly SIP 1st cheque of Rs.2000/- along
  with minimum of 3 post dated cheques of
  minimum of Rs. 2000/- each.
• Auto Debit facility under SIP is available.
• Benchmark SP CNX 500

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SAHARA INFRASTRUCTURE FUND
Source Value Research Fund Card Sahara
Infrastructure Fund Variable Pricing as on 31st
July 2009.
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Sahara Infrastructure Fund
Value Research Rating?????
Performance of the Fund as on 31.07.09
Returns Annualised.
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Sahara Infrastructure Fund
INDUSTRY WISE ASSET ALLOCATION AS ON 31.07.2009
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Sahara Infrastructure Fund
Scheme Details

• Objective The primary objective of the scheme
  is to invest in equity and equity related
  instruments of companies comprised in the
  infrastructure and related sectors that would be
  wealth builders in the long term.
• Date of Inception April 3, 2006.
• Nature An Open Ended Growth Scheme
• Options Fixed Pricing Option / Variable
  pricing Option
• 1. Dividend Option including dividend
  reinvestment
• 2. Growth Option
• Investor Profile Ideal for investors seeking
  consistent and growing returns over a long
  period of time.
• Entry Load 2.25 for lt Rs. 1 Crore Above
  Rs. 1 Crore Nil
• Exit Load lt Rs. 1 Crore Nil gt Rs. 1 Crore 1
  if redeemed on or before 3 Months
• Minimum Application Rs. 1000/- under Growth
  Option Rs. 5000/- under Dividend Option.
• Systematic Investment Plan (SIP)
• Entry Load 2.25
• Exit load 1 If redeemed on or before one
  year from the date of allotment for each
  SIP installment.
• Monthly SIP 1st cheque of Rs.1000/- along
  with minimum of 5 post dated cheques of
  minimum of Rs.1000/- each.
• Quarterly SIP 1st cheque of Rs.2000/- along
  with minimum of 3 post dated cheques of
  minimum of Rs. 2000/- each.
• Auto Debit facility under SIP is available.
• Benchmark S P CNX Nifty

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Sahara Wealth Plus Fund
INDUSTRY WISE ASSET ALLOCATION AS ON 31.07.2009
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Sahara Wealth Plus Fund
Scheme Details

• Objective The Primary objective of the fund
  would be to invest in equity and equity
  related Instruments of companies that would be
  wealth builders in the long term.
• Date of Inception September 1, 2005.
• Nature An Open ended growth scheme
• Options Fixed Pricing Option - 1.Dividend
  Option. 2. Growth Option.
• Variable
  Pricing Option - 1.Dividend Option. 2. Growth
  Option.
• Investor Profile Investors seeking consistent
  and growing returns over a long period of
  time.
• Entry Load 2.25 for lt Rs. 1 Crore Above
  Rs. 1 Crore Nil
• Exit Load lt Rs. 1 Crore Nil gt Rs. 1 Crore 1
  if redeemed on or before 3 Months
• Minimum Application Rs. 1000/-
• Systematic Investment Plan (SIP)
• Entry Load 2.25
• Exit load 1 If redeemed on or before one
  year from the date of allotment for each
  SIP installment.
• Monthly SIP 1st cheque of Rs.1000/- along
  with minimum of 5 post dated cheques of
  minimum of Rs.1000/- each.
• Quarterly SIP 1st cheque of Rs. 2000/- along
  with minimum of 3 post dated cheques of
  minimum of Rs. 2000/- each.
• Auto Debit facility under SIP is available.
• Benchmark SP CNX 500.

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Sahara Power Natural Resources Fund
Performance of the Fund as on 31.07.09
Returns Annualised.
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Sahara Power Natural Resources Fund
INDUSTRY WISE ASSET ALLOCATION AS ON 31.07.2009
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Sahara Power Natural Resources Fund
Scheme Details

• Objective Investments (Min 65 / Max 100) in
  equity and equity related instruments of
  companies engaged in in Power generation,
  transmission distribution and companies
  engaged in discovery, development, processing or
  distribution of natural resources.
• Inception Date June 17, 2008.
• Nature An Open Ended growth scheme.
• Entry Load 2.25.
• Exit Load for ltRs.25 lacks Nil gt Rs. 25
  Lacks, 1 if redeemed before 3 month from
  the date of allotment, If redeemed beyond 3
  months from the date of allotment Nil.
• Options Growth, Dividend payout option and
  Dividend reinvestment .
• Minimum Investment Rs.5000/-
• Systematic Investment Plan (SIP)
• Monthly SIP 1st cheque of Rs.1000/- along
  with minimum of 5 post dated cheques of
  minimum of Rs.1000/- each.
• Quarterly SIP 1st cheque of Rs.2000/- along
  with minimum of 3 post dated cheques of
  minimum of Rs. 2000/- each.
• Auto Debit facility under SIP is available.

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Sahara Banking Financial Services Fund
Performance of the Fund as on 31.07.09
Returns Annualised.
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Sahara Banking Financial Services Fund
INDUSTRY WISE ASSET ALLOCATION AS ON 31.07.2009
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Sahara Banking Financial Services Fund
Scheme Details

• Objective Investment objective would be to
  provide long term capital appreciation
  through investment in equities and equities
  related securities of companies engaged in
  Banking Financial service, either whole
  or in part.
• Inception Date September 16, 2008.
• Nature An Open Ended Sectoral Growth scheme.
• Entry Load 2.25.
• Exit Load for ltRs.25 lacks Nil gt Rs. 25
  Lacks, 1 if redeemed before 3 month from
  the date of allotment, If redeemed beyond 3
  months from the date of allotment Nil.
• Options Growth, Dividend payout option and
  Dividend reinvestment.
• Minimum Investment Rs.5000/-
• Systematic Investment Plan (SIP)
• Monthly SIP 1st cheque of Rs.1000/- along
  with minimum of 5 post dated cheques of
  minimum of Rs.1000/- each.
• Quarterly SIP 1st cheque of Rs.2000/- along
  with minimum of 3 post dated cheques of
  minimum of Rs2000/- each.
• Auto Debit facility under SIP is available.
• Benchmark SP CNX BANK INDEX .

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sahara mutual fundsips A better way to invest
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SAHARA LIQUID FUND
Source Value Research Fund Card Sahara Liquid
Fund Variable Pricing as on 31st July, 2009.
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SAHARA INCOME FUND
Source Value Research Fund Card Sahara Income
Fund as on 31st July, 2009.
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SAHARA GILT FUND
Performance of the Fund as on 31.07.09
Returns Annualised.
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SAHARA GILT FUND
Scheme Details

• Objective To generate risk free return and
  thus provide medium to long term capital
  gains with income distribution along with
  capital gains tax relief to its investors at all
  times emphasizing the importance of
  capital appreciation.
• Date of Inception February 21,2002
• Nature An Open Ended Gilt Fund
• Options Growth, Dividend Payout, Dividend
  reinvestment
• Investor Profile Ideal for investors with low
  moderate risk appetite, PF Trusts, Financial
  Institutions / Banks Corporate.
• Entry Load 0.50
• Exit Load Nil.

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SAHARA INCOME FUND
Value Research Rating?????
Performance of the Fund as on 31.07.09
Returns Annualised.
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SAHARA INCOME FUND
Value Research Rating?????
Scheme Details

• Objective The objective of the scheme is to
  generate regular income and the secondary
  objective is growth of capital through
  investments in debt instruments, money market and
  related securities, while at all times
  emphasizing the importance of capital
  preservation .
• Date of Inception February 21, 2002
• Nature An Open Ended Income Fund
• Options Growth, Dividend Payout, Dividend
  reinvestment
• Investor Profile Ideal for investors seeking
  reasonable returns at relatively lower risk
  across a medium to long term investment
  horizon.
• Entry Load Nil
• Exit Load Nil
• Minimum Application Amt Rs. 3000/-
• Benchmark Crisil Composite Bond Fund Index

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SAHARA LIQUID FUND
Value Research Rating?????
Scheme Highlights
CRISIL Rating AAAf

• Sahara Liquid Fund is rated AAAf by CRISIL.
• Assets invested predominantly in AAA / A1/ P1
  Corporate Assets, with the balance invested in
  call/deposits repos.
• Redemption proceeds available through designated
  centers flexibility !
• Direct transfer of funds through key select
  leading Banks - convenience !
• Purchase at Previous Days NAV your money starts
  earning interest immediately !
• Sahara Liquid Fund - VP-Growth - 5 star (?????)
  rated fund by valueresearch as on 31.07.2009.

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SAHARA LIQUID FUND
Value Research Rating?????
CRISIL Rating AAAf
Performance of the Fund as on 31.07.09
Returns Annualised.
38
SAHARA LIQUID FUND
Value Research Rating?????
Scheme Details

• Objective To create a highly liquid portfolio
  of good quality debt as well as money
  market instruments with a view to provide high
  liquidity and reasonable returns to the
  investor.
• Date of Inception February 19,2002
• Nature An Open Ended Liquid Scheme
• Options
• Investor Profile Ideal for investors who wish
  to park their short term surpluses at
  relatively low risk. Corporate and High Net
  Worth investors and individual investors who have
  temporary surpluses can benefit from this
  scheme.
• Entry Load Nil
• Exit Load Nil
• Minimum Application Amt Rs. 10000/-
• Benchmark Crisil Liquid Fund Index

CRISIL Rating AAAf
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SAHARA CLASSIC FUND
Performance of the Fund as on 31.07.09
Returns Annualised.
40
SAHARA CLASSIC FUND
Scheme Details

• Objective The objective of the scheme is
  to generate returns by investing
  in debt Instruments including money market
  instruments and also to invest in equity and
  equity related instruments to seek
  capital appreciation.
• Date of Inception February 1,2008
• Nature An Open Ended Income Fund
• Options Growth, Dividend Payout, Dividend
  reinvestment
• Investor Profile Ideal for investors seeking
  reasonable returns at relatively lower risk
  across a medium to long term investment horizon.
• Entry Load 1
• Exit Load Nil.
• Minimum Application Amt
• Dividend Option Rs. 5000/- and additional
  in multiples of Rs. 1000/-
• Growth Option Rs. 1000/- and additional in
  multiples of Rs. 1000/-
• Benchmark Crisil MIP Blended Index

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SAHARA SHORT TERM BOND FUND
Scheme Details

• Objective To generate optimal returns
  consistent with moderate levels of risk
  and liquidity by investing in debt securities
  and money market securities.
• Date of Inception APRIL 13, 2009
• Nature An Open Ended Income Fund
• Options Growth, Dividend reinvestment.
• Entry Load Nil
• Exit Load 0.10 if redeemed between 0-15 days
  from the date of allotment of units.
• No exit load if
  redeemed after 15 days.
• Minimum Application Amt Rs.5000/- and in
  multiples of Rs.1/-.
• Benchmark CRISIL Liquid Fund Index

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SAHARA SHORT TERM BOND FUND
Performance of the Fund as on 31.07.09
Returns Annualised.
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SAHARA interval FUNDQuarterly plan Series - 1

• Investment objective To generate returns with
  low volatility through a portfolio of debt
  and money market instruments with a provision to
  offer liquidity at periodic intervals.
• Type of Scheme A Debt Oriented Interval Fund
• Options Dividend (including re-investment)
  Growth.
• Interval Tenure Three Months.
• Minimum Application Amt Rs.5,000/- and in
  multiple of Rs.1./- thereafter.
• One can buy/switch over units during specified
  transaction period as under
• Months Dates
• March 12 16
• June 12 16
• December 12 16
• September 12 16
• No exit load for redemption during above period.

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• Contact Office Sahara Asset Management Co. Pvt.
  Ltd.
• 97-98, Atlanta,
• Nariman Point, Mumbai -
  400021
• Telephone [phone]
• SMS MUTUAL to 59090
• Website www.saharamutual.com
• Email saharamutual_at_saharamutual.com

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Disclaimer

• Scheme Classification Objective Sahara Gilt
  Fund is an open ended gilt scheme investing 100
  in Central/State government securities with a
  view to generate credit risk free returns and
  thus provide medium to long term capital gains
  income distribution. Sahara Income Fund is an
  open-ended income scheme with a primary objective
  to generate regular income and secondary
  objective of capital growth through investment in
  debt instruments and money market and related
  securities. Sahara Liquid Fund is an open ended
  liquid scheme with an investment objective to
  provide high liquidity and reasonable returns to
  unit holders from a portfolio of good quality
  debt related instruments Money Market
  Instruments. Sahara Growth Fund is an open-ended
  scheme with an investment objective to achieve
  capital appreciation by investing in equity
  equity related instruments and debt money
  market instruments. Sahara Tax Gain Fund is an
  open ended equity linked savings scheme with an
  objective to provide immediate tax relief and
  long term growth of capital to investors with
  equity equity related instruments. Sahara
  Mid-Cap Fund is an open ended growth Fund with an
  objective to achieve long term capital growth at
  medium level of risks by investing primarily in
  mid cap stocks. Sahara Wealth Plus Fund is an
  open ended growth fund with an objective to
  invest in equity and equity related instruments
  of companies that would be wealth builders in the
  long run. Sahara Infrastructure Fund is an open
  ended growth fund with an investment objective to
  provide income distribution and/or medium to long
  term capital gains by investing in equity/equity
  related instruments of companies mainly in the
  Infrastructure sector. Sahara R.E.A.L Fund A 3
  year close ended equity fund with an investment
  objective would be to provide long term capital
  gains by investing predominately in equity/equity
  related instrument of companies in the Retailing,
  Entertainment Media, Auto and Auto Ancillaries
  and Logistics sector. Sahara Classic Fund is an
  open ended income scheme with an investment
  objective to generate returns by investing mainly
  in debt and debt related instruments including
  money market instruments and also to invest a
  portion of the fund in equity and equity related
  instruments to seek capital appreciation. Sahara
  Power Natural Resources Fund is an open ended
  growth Fund with an objective to generate long
  term capital appreciation through investment in
  equities and equity related securities of
  companies engaged in the business of generation,
  transmission, distribution of Power or in those
  companies that are engaged directly or indirectly
  in any activity associated in the power sector or
  principally engaged in discovery, development,
  production, processing or distribution of natural
  resources. Sahara Banking and Financial Services
  is an open ended growth fund with an investment
  objective to provide long term capital
  appreciation through investment in equities and
  equities related securities of companies whose
  business comprise of Banking / Financial
  services, either whole or in part. Sahara
  Interval Fund Quarterly Plan Sr 1 is an open
  ended interval fund to generate returns with low
  volatility through a portfolio of debt and money
  market instruments with a provision to offer
  liquidity at periodic intervals. Sahara Short
  term Bond Fund The investment objective of the
  Scheme is to generate optimal returns consistent
  with moderate levels of risk and liquidity by
  investing in debt securities and money market
  securities. Risk Factors Mutual Funds and
  securities investments are subject to market
  risks and the NAV of the scheme may go up or down
  depending upon the factors affecting the
  securities market. There can be no assurance or
  guarantee that the Scheme objectives will be
  achieved. The past performance of the previous
  scheme, sponsor or its group affiliates is not
  indicative of and does not guarantee future
  performance of the scheme. The sponsor is not
  responsible or liable for any loss or shortfall
  resulting from the operations of the scheme
  beyond the initial contribution of Rs. 1 lakh
  made by it towards setting up of the Mutual Fund.
  Sahara Gilt Fund, Sahara Income Fund, Sahara
  Liquid Fund, Sahara Growth Fund, Sahara Tax Gain,
  Sahara Midcap Fund, Sahara Wealth Plus Fund,
  Sahara Infrastructure Fund , Sahara R.E.A. L
  Fund, Sahara Classic Fund , Sahara Power
  Natural Resources Fund and Sahara Banking
  Financial Services Fund, Sahara Interval Fund ,
  Sahara Short Term Bond Fund are only the names of
  the scheme and do not in any manner indicate
  either the quality of the scheme, its future
  prospects or the returns. Please read the scheme
  Information Document carefully before investing.
  Applicable Load Sahara Liquid Fund Exit
  Entry Nil, Sahara Gilt Fund Entry Load 0.50
  Exit Load Nil . Sahara Income Fund Entry and
  Exit Load Nil Sahara Growth Fund/ Sahara
  Midcap Fund / Sahara Wealth Plus Fund / Sahara
  Infrastructure Fund Entry Load lt Rs.1 crore
  2.25 , gt Rs.1 crore Nil, Exit Load lt Rs. 1
  cr Nil gt Rs. 1 crore 1 if redeemed on or
  before 3 months. Sahara Tax Gain Fund Entry Load
  2.25, Exit load Nil Sahara Classic Fund 1
  Exit Load Nil Sahara Power Natural Resources
  Fund / Sahara Banking Financial Services Fund
  Entry Load 2.25 Exit Load for lt Rs.25 lakhs
  Nil gt Rs.25 lakhs, 1 if redeemed on or before
  3 months from date of allotment, if redeemed
  beyond 3 months from date of allotment Nil.
  Sahara Short Term Bond Fund Entry Load Nil
  Exit Load 0.10 if redeemed between 0-15 days
  from the date of allotment of units. No exit load
  if redeemed after 15 days.
• Statutory Details Sahara Mutual Fund has been
  set up as a trust under the Indian Trust Act 1882
  (liability restricted to the corpus of Rs.1 lakh)
  with Sahara India Financial Corporation Limited
  as sponsor and Board of Trustees as Trust and
  Sahara Asset Management Company Private Limited
  as the Investment Manager to Sahara Mutual Fund.