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A payday loan is a short-term, high-cost loan that you must pay back on or before your next payday. It does not matter whether your income is from employment or government benefits.

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ou could do the work yourself and claim without using a third party company. But lots of people do not feel confident, or just don't want to make a claim themselves, so they come to us to help them.

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Payday loan companies must uphold a sense of care for anyone applying by educating them sufficiently, to avoid issues with repayment.

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