Insurance companies will categorise a vehicle based on the damage after it is written off. Vehicle category checks are necessary to determine whether a car is financially feasible to repair or unsafe to drive.
An insurance write-off refers to a situation in which an insurance company declares a damaged vehicle, property, or other insured asset as a total loss, meaning that the cost of repairs is deemed to be higher than the actual value of the asset. This can occur due to accidents, natural disasters, vandalism, or other events that cause significant damage.
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It is necessary to check if the car has insurance write-off categories before purchasing the used vehicle. Insurer tells if there is any risk in the damaged car and whether it is worth paying for.
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