Seasoned Tradelines For Sale PowerPoint PPT Presentations

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Tradelines are lines of credit reporting on your credit report, your credit card, home loan, auto loan, student loans etc. etc. are all considered credit tradelines. This is how it works, we add authorized user tradeline(s) to your credit report to help increase the credit score, add credit stability, decrease your overall owed debt ratio and most importantly to make you credit worthy. The way we accomplish this is by adding you to a credit card with determined amount of age and limit as an authorized user (AU). This process is also known as "credit piggybacking". AU Tradelines report as "open accounts" for a period of 30, after that period they will eventually report as "closed accounts" but will remain on your report and help maintain the credit score.

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The primary user is the person who applies directly to the credit card companies. In other words the owner of the credit. The credit reporting for primary users will always be considered as a stronger source to measure individuals by credit bureau standards. Authorized users are recognized by the information which is reported to the credit bureaus by card companies but may be subject to restrictions as to how the reporting is done and length of time and history reported.

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