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Upon facing a financial issue, getting a quick loan is a natural choice. However, when you are looking for a lender, the question is which lender you should choose. So, if you are looking for a lender, we have made it easy for you. Today, we will check out two reliable banks offering personal loans. They are Punjab National bank and ICICI Bank.

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In order to get cash under loans for 12 months you’ll need to first satisfy a lender’s pre-requisites. Money seekers need to have a few qualifications before applying for this monetary option. The qualifications are as follows- the money seeker needs to be either 18 year old or above, he/she should have the nationality of United Kingdom as outsiders are not allowed, a bank account in any of UK-based banks is a must, and above it the borrower should be employed somewhere or should have a convenient source of income.

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A payday loan is a short-term, high-cost loan that you must pay back on or before your next payday. It does not matter whether your income is from employment or government benefits.

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Most payday loans for bad credit will come with simple terms. The most common of terms is having a consistent pay slip in a permanent position at your work place. These loans will not apply unless you actually have a pay day. The loans will also be determined by how much you earn. There are ways to verify your pay slip to ensure that your paperwork is genuine. The best terms of conditions will be determined by the rates given for paying back the same loan. Most of the rates will linger between 15% and 30% depending on the lender.

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