Loan Sharking PowerPoint PPT Presentations

Loan sharks are illegal lenders who lend money to people who are in need. They tend to target low income and desperate people because they know that these are the people who are more likely to go for their services. Loan sharks often seem friendly and inviting and probably seem like a great idea at first but borrowing money this way rarely turns out well

This presentation tells you about loan sharking and how to spot a loan shark.

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Secured loans are also called asset-backed lending, issued usually against collaterals like inventory, unpaid invoices, equipment and real estate. In contrast, unsecured loans are given on the strength of creditworthiness of the borrower and there is no hypothecation or lien on the assets of the borrower.

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Payday lenders are particularly responsible for this because although they claim to provide a helping hand and useful solution to money problems, sometimes they can actually make this issues worse. They make the issues worse by not being supportive, not being understanding and sometimes even doing illegal things to get more money out of people. When you think about why people turn to these lenders in the first place, this type of behaviour is outright despicable. 

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