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There’s nothing mysterious or underhand about the way we repair your credit history. The secret lies in the phrase ‘credit history’ itself – we simply help you rebuild your payment ‘reputation’ (and therefore your creditworthiness) with the credit reference agencies. All we do is sell you an e­Book (on the the subject of credit history improvement), and you pay us by subscription. This subscription is then registered with Experian (the world’s largest and most-used credit reference agency) who records your on-time payments. The result is positive credit report which improves your credit score.

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Non-homeowner guarantor loans are personal loans that are granted to individuals who do not own a property but have a guarantor who is willing to co-sign the loan agreement. The guarantor is usually a family member, friend, or colleague who agrees to repay the loan if the borrower defaults on their payments. Since non-homeowners may have a harder time getting approved for a loan due to lack of collateral, having a guarantor can increase the chances of approval. The guarantor acts as a security for the lender and reduces the risk associated with lending money to someone who does not own a property. Non-homeowner guarantor loans usually have higher interest rates than regular loans because they are considered to be riskier. The loan amount and repayment terms may vary depending on the lender and the borrower's credit score. It is important for both the borrower and the guarantor to fully understand the terms of the loan before signing any agreement.

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